He or she should be knowledgeable about insurance, and be able to understand your financial situation and your business's requirements. Additionally, your broker or agent should explain life insurance in terms you can understand. Before you hire a broker or an agent, ask the following questions: How long have they been in the life insurance business? Do they have a license to sell life insurance in your state? Which carriers do they represent? Can they provide you with a list of references? And remember, according to insurance law, the agent or broker must put all proposals in writing. Don't do business with a broker who doesn't provide you with copies of proposals and documentation on every aspect of your potential policy. If you have do it, you must choose http://www.lifeinsurancerates.com become your broker who will provide the best service.
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